Speak to one of the account executives and ask them to close your account. You can also visit your closest Wells Fargo branch to close your account. If you didn’t, they might need to clear the account or have you settle any negative balance before they close it. You should receive a confirmation e-mail confirming your account has been closed within a few days if you kept your balance at zero. You can then send an e-mail to Wells Fargo requesting your account to be closed. You can log onto the Wells Fargo online banking website and go to the Contact Us section. This is probably the easiest way to close a Wells Fargo account. There are 3 ways how to close a Wells Fargo account. Let’s look at how to close a Wells Fargo Account. Now you’ve got all your ducks in a row to close your bank account. Transfer any remaining funds – finally, once you’ve ticked all the above items off your list, you can transfer any remaining balance (i.e., any money left in your Wells Fargo account) to your new account.If you don’t, it could affect your credit score, as we’ll explain later. If there are, settle the outstanding amounts. Overdue fees – check if there are any overdue bank fees or unpaid balances on your account.Try and make a list of these (there usually aren’t that many) and move them over to your new bank account. You don’t want to miss these and have them try and charge it to a non-existing bank account. Some only occur quarterly or annually, for example. Check quarterly, semi-annual, and annual payments – not all your recurring charges happen monthly.Make sure you move these at least 15 days before they are due. The easiest thing to do is to review your monthly statement to see which charges to move. Of course, you don’t necessarily carry a list of these in your head. It also includes any online subscriptions such as Spotify or Netflix that are charged to your existing account. This includes things like water, electricity, and rent. Move recurring and online charges – you should move any regular payments that are charged to your current Wells Fargo bank account to your new bank account.Make sure you do this at least a week before payment will be made. Move your salary – if you are receiving your salary or any other payments into your Wells Fargo account, notify your employer or customers (for example) to make the next payment into your new bank account.Open a new bank account – you will see below why you want to have a new bank account ready before closing your existing one.Here is a checklist of what to do before you close your Wells Fargo account: ![]() ![]() These aren’t requirements set by the bank but rather practical things, so you don’t get yourself in a pickle. You should do a few things before you close any bank account, including your Wells Fargo bank account. Let’s first take a look at what you should do before you close your account. We’ll show you how to close a Wells Fargo account in just a bit. But if you don’t owe the bank money, you should be able to close any bank account. Some banks might make it more challenging to close a bank account than others. You aren’t bound to any bank account for life. ![]() Is It Possible to Close a Wells Fargo Account?Ībsolutely.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |